Santa Cruz Community Credit Union


About Us

Our Community FocusFinancial education, lending, donations, and more for our community.

Santa Cruz Community Credit Union (SCCCU) officially opened its first branch in Downtown Santa Cruz on August 16, 1977, which was 45 years ago.

What began as a way to provide credit and financial services to low- and moderate-income residents of Santa Cruz County has expanded into a $184 million financial cooperative with over 14,000 members. SCCCU currently has three branches – Santa Cruz, Soquel, and Watsonville – and has been certified as a low-income and Community Development Financial Institution for over 25 years. In fact, SCCCU was one of the first credit unions in the nation to become a CDFI* and is well-known nationwide.

“The founders of the Credit Union crafted a guiding principle, which is to improve the quality of life for everyone in our community, especially those without a voice. We still live by this principle every day,” explained Beth Carr, President/CEO of SCCCU. “We believe in empowering those who the status quo has marginalized. That is the lens we use before we do anything at the Credit Union.”

And together with the community, SCCCU has attained remarkable achievements by maintaining a steadfast commitment to its mission to promote economic justice for all. With over 50 employees, the Credit Union provides much-needed affordable financial services to Santa Cruz County and North Monterey County.

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