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Santa Cruz County Bank


About Us

Santa Cruz County Bank is a top-rated, full-service community bank serving Santa Cruz, Monterey, and Santa Clara counties. We combine financial resources with expert solutions, so local businesses succeed and our communities thrive.

Delivery of relationship-based service with a problem-solving focus sets us apart from the competition. At Santa Cruz County Bank, you have direct access to decision-makers, combined with modern banking technologies and digital access.

Santa Cruz County Bank is a leading SBA lender in Santa Cruz County and Silicon Valley. As a full-service bank, we offer competitive deposit and lending solutions for businesses and individuals, including: business loans, lines of credit, commercial real estate financing, asset-based lending, construction lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management.

Since our opening in February of 2004, we have made a commitment to support regional well-being by actively participating in and donating to local nonprofit organizations. You will find a list of our top national, state and local ratings and community awards below, including Business of the Year, Best Bank in Santa Cruz County, Al Smith Friend of Agriculture, Top 100 Community Banks, Top Lender, and more. Find out more about our community involvement.

In addition, since our inception we have dedicated wall space in our branches for the display of artwork by local professional artists. Our current, semi-permanent art exhibition, “Native Son”, includes over 50 contemporary landscape paintings of the California Central Coast by artist Ed Penniman. Ed’s paintings are on display in all of our banking offices. Artwork is for sale, with 100% of the proceeds benefiting the artist.

The Bank operates eight branches: Aptos, Capitola, Cupertino, Salinas, Santa Cruz, Monterey, Scotts Valley, and Watsonville. Santa Cruz County Bank stock is publicly traded on the OTCQX U.S. Premier marketplace under the symbol SCZC. For more information visit Investor Relations.

See our locations page for updates, maps, and hours of operation. And meet our Board of Directors and our Leadership Team.

Photo Gallery

Our Hours
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 6:00 pm